Many tenants believe that the council automatically insures their furniture, belongings and decorations against fire, theft, vandalism or water damage such as burst pipes. This is not the case.
Accidents can be very expensive. You are strongly advised to protect the contents of your home through your own insurance scheme or through the council's house contents insurance scheme which is managed by Brent Housing Partnership.
Please also note that if you have arranged your household insurance through the council your insurance policy is likely to be cancelled without notice if your rent account goes into arrears.
Failure to pay that part of your weekly commitment, which relates to insurance will be treated as a breach of contract, entitling Brent Housing Partnership on behalf of the council, to cancel your contents insurance.
You can find out about the amount you would have to pay and the benefits of the council's scheme by contacting our rent accounting team:
Please note that the council is under no obligation to provide compensation or financial assistance in the event of an accident, disaster or theft from your home.